Privacy Policy

WIOAI Private Limited has created a web portal (“WIOAI,” “we,” “us,” “our”) aimed at being an index of AI tools, helping users to manage and spend money in the direction of their goals (hereinafter referred to as “Services” and more clearly and elaborately defined in Terms of Service). This privacy policy (“Policy”) discloses the practices and policies adopted by WIOAI for collecting, storing, retrieving or using personal information it may receive from its users (“you”, “your”) who access the Portal (defined below) to receive the Services. The information received from you will be in relation to accessing the Services through website / URL of,,,,, (“Website(s)”), android app, iOS App, browser extension and other facilities (together referred to as the “Portal(s)”). All terms and conditions regarding the usage of the Portal are incorporated in this Policy by reference. The Policy seeks to comply with the provisions of the Information Technology Act, 2000 (“Act”) and the Information Technology (Reasonable security practices, procedures and sensitive personal data or information) Rules, 2011 (“Rules”) that require publishing of the Policy for collection, use, storage and transfer of sensitive personal data or information.

Please read this Policy carefully to make sure you understand how any personal information you provide to us will be handled. If you use any of our services, you will be regarded as having read and accepted this Policy. By mere use of this Website, you expressly consent to our use and disclosure of your personal information in accordance with this Policy.

WIOAI is committed to ensuring that your privacy is protected. This Policy is provided to explain our policies and practices regarding the collection, use, and disclosure of information about you. That’s why we insist upon the highest standards for secure transactions and User information privacy. Please read the following statement to learn about our information gathering and dissemination practices.

In the course of using this Website or availing the services offered on the Website vide the online application forms, communication services etc., the WIOAI and its affiliates may become privy to the personal information of the users, including information that is of a confidential nature.

We know that you care how information about you is used and shared, and we appreciate your trust that we will do so carefully and sensibly. We are strongly committed to protecting your privacy and have taken all necessary and reasonable measures to protect the confidentiality of your information and its transmission through the world wide web and the WIOAI shall not be held liable for disclosure of the confidential information when in accordance with this Policy. This Policy describes how we handle your personal information for our services on this Website.

We may disclose your Personal Information to third parties such as partner non-banking financial companies, payment gateways, authorized service providers, payment transaction processors, and law enforcement agencies, if we are required by law to do or if it is to help investigate, prevent or take action regarding unlawful and illegal activities; suspected fraud, potential threat to the safety or security of any person, violations of WIOAI’s Terms& Conditions, or as defence against legal claims.

Only the persons authorized by WIOAI will have access to Personal Information. By accepting the terms and conditions you grant complete and unconditional consent to WIOAI for using such information and sharing the information with persons or entities associated with WIOAI or with a third party, provided the third party has undertaken to ensure the same level of data protection.

In general, the third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide us. However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions. For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers. In particular, remember that certain providers may be located in or have facilities that are located in a different jurisdiction than either you or us. So, if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider is or its facilities are located. Once you leave our website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our Website’s Terms of Service and in such circumstances, the privacy policy of such other website will apply.

We reserve the right to modify this Policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the Website. If we make material changes to this Policy, we will notify you that it has been updated. Any continued use of the Services shall signify your acceptance of such new or updated policy, as the case may be. If we are acquired by or merged with another company, your information may be transferred to the new owners so that we may continue to provide services to you.

When you visit the Website, one or more cookies will be sent to the computer/smartphone or other devices being used by you. The cookies are either used to improve the quality of the Portals or for storing your preferences as a user, improving search results and tracking user trends. You have the option of disabling cookies via your browser preferences. However, if you disable cookies on your browser, some parts of the Portals may not function effectively.

You may complete a signup process as part of your use of this Website which may include the creation of a username, password and/or other identification information. Any username, password and/or other identification information must be kept confidential by you and must not be disclosed to, or shared with, anyone

WIO, WIOAI and WIOCOIN are registered trademarks. Any unauthorized use of any such information or materials may violate copyright laws, trademarks laws, intellectual property laws, and other laws and regulations.

You or we may suspend or terminate your account or your use of this Website at any time, for any reason or for no reason. You are personally liable for any charges incurred through your account prior to termination. We reserve the right to change, suspend, or discontinue all or any aspects of this Website at any time without notice.

You agree to defend, indemnify and hold WIOAI harmless, on-demand, from and against any and all claims, damages, costs, and expenses, including attorneys’ fees, arising from or related to your use of the Website.

In the event of any dispute, difference or claim arising out of this Policy the same shall be settled in accordance with the Laws of India through the regular judicial process, and the courts of Delhi, India shall have exclusive jurisdiction.

By accessing our website, you agree to this Policy. This document supersedes any prior communication on this topic and reflects the entire and exclusive Policy for this Website.

The disclaimers and liabilities of WIOAI (“WIOAI Disclaimers”), as provided in (/disclaimer) shall be treated as part of this Policy. You undertake to carefully read through the WIOAI Disclaimers and strictly comply with the terms of the same.